The Value of Your WorkSafeBC Insurance
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In B.C., small businesses make up about 88 percent of employers, spanning all industries — from agriculture and manufacturing to construction and retail. Whether you employ a number of workers or are a one-person operation, WorkSafeBC insurance helps protect you, your workers, and your business.
Your coverage provides:
- Important protection for your workers. We provide compensation for workers who are injured on the job, and cover the costs of health care and rehabilitation services to help them get back to their normal routines.
- Protection for you. You’re protected from potential lawsuits from workers who suffer injuries or occupational diseases on the job.
- Access to a wide variety of health and safety resources. Visit our small business portal for a selection of free general and industry-specific health and safety resources — from videos and posters to toolbox talks and brochures — many specifically created for small businesses.
Competitive rates
B.C. businesses have some of the lowest workers’ compensation rates in North America. Although we’ve seen an increase in claims costs in Long Term Disability awards and Health Care, positive investment returns and capping the rate increases for industries to 20 percent have kept the average rate from increasing in 2015.
For information on how we set our insurance rates, as well as details on the 2015 base rates for your specific industry, please visit worksafebc.com/rates.
Partnering with you to create a culture of health and safety
Not only do health and safety programs keep workers safe, they also help to keep insurance rates from increasing. We’re partnering with workers and employers to prevent injury, disease, and disability – ensuring the safety of current and future workers. Creating a culture of health and safety starts with you.
There are resources available to help create and maintain a successful health and safety program for your business.
Get started by visiting worksafebc.com/safetyatwork for instructional videos, safety booklets and meeting guides, and other information to help keep your workplace safe.